8:16 pm
I'm interested in what you all think of having coverage in the back country. If you didn't hear, the Jeepers Jamboree had an unfortunate accident Sunday night on Cadillac Hill and 2 ppl were choppered out.
http://blogs.sacbee.com/crime/archives/ ... boree.html
This prompted me in looking at coverage for such a thing and I came across CalStar as one.
Becoming a member seems to be a reasonable annual cost. This is useful not only for our offroad rigs, but also backpacking, hiking, etc.
While we hope you never need to fly with CALSTAR, we understand the financial ramifications of air ambulance transport. We work with our members' insurance providers (if they have coverage) to secure payment for our air medical services. Still, even insured patients may be left with many thousands of dollars in out-of-pocket expenses.
CALSTAR offers an affordable solution through our Membership Program. For an annual fee of $45 per individual or $50 per family, a CALSTAR membership guarantees that you'll be covered for the cost of air medical services provided by CALSTAR or our reciprocal partner programs. For peace of mind, it is a cost-effective investment—especially for residents and frequent travelers of remote areas far from leading medical facilities. CALSTAR memberships are available to anyone, even if you are uninsured. For more detailed information, click here for a copy of our membership benefits summary.
Any of you a member of this or other? Does your primary health insurance got you covered?
Wondering what people's thoughts are on this given the veteran level of experience here.
Thanks
8:58 pm
Club Member
September 3, 2008
If you spring for it, obviously go family. I've thought about it. I don't like to think that I would ever do something stupid on the trail, but accidents do happen and it seems like every trip I go, someone is getting rushed out because of an accident. I'll have to rethink the situation.
Um...what?
10:32 pm
Club President
April 2, 2003
10:57 pm
I would look at your health insurance before buying the Calstar plan. If your plan doesn't cover helicopter rides I would definitely pay the fifty bucks. A medivac can cost in the tens of thousands. However, this plan is only good if the first responder calls the helicopter. My rule of thumb is if I greater than 45 min from the trauma center at the time of arrival I will consider air transport. If this is the case it is a race to see how fast the helicopter can arrive. Generally, any where in the greater Sacramento area it is faster to ground transport. There are exceptions to this, Like extended extrication or difficult access. About six months ago I flew two people out of prairie city ohv with two hours of each other. So it is possible to use this locally. In the mountains this plan is a no-brainer and is good insurance. just my experience.
2:12 am
Club Member
September 3, 2008
4:48 am
Club Member
September 3, 2008
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