Vandalized Jeep

Called state farm and they said ok we'll come get it. I said no way you come here and look at it. She kinda stumbled and said um an adjuster will call me and discuss my options

Bummer dude. Insurance is always a game. Just be clear with what you want (I assume to get the car back). Hopefully the adjuster is a car guy and will help you come to the best solution weather that be to fix it or just to cut you a check to fund the next stage of the build.

I know they only have so long to take care of the problem once the claim is filed so the clock is now ticking on their end. New tires and a full paint job is going to be expensive so not sure if their going to total it out or not.

I keep everyone posted

That's aweful. Hope your insurance comes through for you.

Josh said

That's aweful. Hope your insurance comes through for you.   

Thanks I do have state farm and I know they pay well for losses so I'm hoping they will do that with me as well I should find out something next week not holding my breath for anything over the weekend

Mike,

This stinks! We r so sorry for u.  Keep ur chin up. Hope this gets resolved quickly.

Guy and Lynda said

Mike, 

This stinks! We r so sorry for u.  Keep ur chin up. Hope this gets resolved quickly.   

Thanks you two it's just another thing it happens I'm not down about it or anything. Luckily it's not my daily driver and I only drive it a couple times a month.

That really sucks Mike I hope you get it resolved quickly

Mike, this makes me mad as hell. Do any of your neighbors or businesses around you have surveillance cameras? If so, perhaps you might be able to find some clue as to who did it if you know approximately what time it occurred.

Jeff_R said

Mike, this makes me mad as hell. Do any of your neighbors or businesses around you have surveillance cameras? If so, perhaps you might be able to find some clue as to who did it if you know approximately what time it occurred.  

Placer County Sheriff's Department came and went to all the neighbors houses and the post office and also the Newcastle fire department to see if they have any cameras that they could see what happened. He said he doesn't think we'll ever know who did it unless someone confessed to it.

So I'll just cut it a loss and see what the insurance wants to do. I'm thinking a new paint job cause the scratches are to the metal and tires it might be close to a total so I'll weigh my discussion when it's come about....

So State farm insurance called me today to find out how I wanted to handle it and gave me 2 options the first is drive it to a place for repair and inspection (4 flats) not an option or have it towed at their expense to a shop for repair and inspection. I told them it has 4 flats and can't be driven and I'm not letting them tow it away they need to come here to look at it. They said ok it's 3 to 5 days out to get someone out to my house I said great.

5 minutes later they call back and say well that's too far for us to go so it needs to be towed again I said no I'm only 30 miles from downtown​Sacramento and 5 miles from Auburn where my agent is they said we'll see what we can do on Monday for you. They also suggested I have a friend that works at a shop come to my house and do an estimate for me.... I don't have any friends like that so I'll see what happens tomorrow.

Again I know they only have so much time to take care of this claim so the ball is in my court and we'll see what happens

I keep thinking a "pissed off" student is going to do that to my Jeep some day...

JohnDF said I keep thinking a "pissed off" student is going to do that to my Jeep some day...  

That would definitely suck for your Jeep mine on the other hand it's only a TJ.... But I love my TJ and the tried and true 4.0L and would never go to a JK

Mike G said

I love my TJ and the tried and true 4.0L   

There are days I miss my 'ol TJ 😢

Man does that piss me off. . . I guess the silver lining is That you havea good ins company that will hopefully treat you fairly. Live with the paint damage and put that $$ toward some good upgrades!

Reminds me of two related issues:

1) (I AM NOT DISCUSSING POLITICS): The political stickers are up to each of us, but as we know some people think those stickers are "offensive" and therefore valid grounds to do insane things (i.e. stand in traffic in the middle of the highway, or worse). Setting that aside, I recently read an article strongly suggesting that gun owners not put NRA, Glock, etc. stickers on their vehicles because that makes the vehicle an obvious target to steal firearms from. So I'm probably going to remove some stickers From my vehicle for that reason.

2) This weekend I had a guy I found on Facebook come over to discuss with me how to install a security camera system in my house. He was a very sharp guy and very knowledgeable about the quality/technology of cameras that you need. Basically you buy the system and he installs it for $150 per camera. The system involves a "brain box" that sits next to your home Wi-Fi router and contains a hard drive, and the system comes with as many cameras as you want to pay for. 4-8 seems standard. The hard drive can be set up to record everything, or nighttime only, or certain times of day only. However you want to set it up. Obviously not recording everything makes the space on your hard drive go farther. In general terms, it looks like a very nice system with 6-8 cameras costs about $1000. Then his installation is $150 per camera. Of course it sounds like installing it yourself would not be that hard. But I appreciated his advice as he has installed many of these systems.

Just FYI. Sorry that happened.

Ya I have cameras at my house front and rear to protect what's mine, only thing is the Jeep was parked around the corner from my house next to the post office... Go figure

I'll still stand load and proud for my beliefs. Im a Christian, a conservative and a republican in that order

Mike, sorry to hear about the damage.

buckallred said

2) This weekend I had a guy I found on Facebook come over to discuss with me how to install a security camera system in my house. He was a very sharp guy and very knowledgeable about the quality/technology of cameras that you need. Basically you buy the system and he installs it for $150 per camera. The system involves a "brain box" that sits next to your home Wi-Fi router and contains a hard drive, and the system comes with as many cameras as you want to pay for. 4-8 seems standard. The hard drive can be set up to record everything, or nighttime only, or certain times of day only. However you want to set it up. Obviously not recording everything makes the space on your hard drive go farther. In general terms, it looks like a very nice system with 6-8 cameras costs about $1000. Then his installation is $150 per camera. Of course it sounds like installing it yourself would not be that hard. But I appreciated his advice as he has installed many of these systems.

Be sure to put the hard drive in a secure location.

That does suck, I've been thinking about upping my security for my rig as well.  People are lame.

this is terrible!  so sorry Mike.  like you needed another problem

Thanks Dave your right about needing another problem to deal with but this is an easy one cause it's just the Jeep and insurance should take care of it

I have a feeling the Jeep is going to be totalled...

I called state farm today cause I haven't heard back from them and the first guy said we'll send someone out to put new tires on so you can get it to the shop for inspection.

Then a lady got on the phone and said that doesn't sound like a good idea so we'll send someone out to look at it

So it doesn't sound good a 17 year old Jeep with 126k on it...

Its still a ~$10k jeep so there is a significant claim cost before they will total it, all depends on the estimate and whatever threshold state farm uses. Typically it is current damaged value + repair cost must be less than repaired value.  Not all companies use the same metric but most follow this general formula with company specific caveats.  Since your Jeep is no-longer stock you can usually support a value higher than KBB book by collecting a number of craigslist adds for similarly built jeeps.  If they do total it, hopefully you get a low buyback price so you can get it fixed (and upgraded).

Mike, review the thread that Kris wrote about auto insurance. Don't take what they offer you. You have upgrades invested in it. How much is a new set of tires? The rest is just aesthetic/superficial in nature. Maybe you can get enough to cover your tires and get some extra for upgrades. Then just give it a nice rattle can paint job.