Forum
Avatar
Please consider registering
Guest
Advanced Search
Forum Scope


Match



Forum Options



Minimum search word length is 3 characters - maximum search word length is 84 characters
message
My daughter needs a car! Totaled hers!
February 9, 2017
6:22 am
Avatar
richfroh
Acampo, CA
Registered User

Club Member
Forum Posts: 524
Member Since:
April 9, 2015
sp_UserOfflineSmall Offline

My daughter Terra totaled her car (not her fault) and needs a safe, reliable car for around $3,000 to $3,500. If anyone has one or has any good leads, please let me know. It needs to have an automatic transmission. 

She was on 99 North near Arno road on Sunday night at about 12:30am. It was dark, raining and very windy. As she started to pass a tractor-trailer truck, the truck swerved into her tiny 2013 Chevy Spark. It basically tore up the entire right side of the car. It tore the front fender and mirror off, cut a slice into the A-pillar, cracked the windshield, pushed the hood over, cut a gash in the front door and exploded the window into the car, bent up the rear door pushing it into the quarter panel. The truck driver never stopped. We think because of the gusty winds, he/she never knew they hit her.

She is fine. She got very lucky! It could have been much worse. The car has a blue book of $4,500 and the repair estimate is $9,000. It is going to be totaled, but we don't know how much the insurance payment will be yet. We have a $1,000 deductible. We are guessing $3,000 to $3,500. 

We are told the process should take about two weeks. We are looking for a car that we can buy as soon as we have the insurance check.

Please let me know if you know of any good cars available. Also let me know if you about any good used car dealers that are reputable selling cars in this price range.

Thanks!

February 9, 2017
7:07 am
Avatar
Gregulator
Member

Club Member
Forum Posts: 2987
Member Since:
September 3, 2008
sp_UserOfflineSmall Offline

Bummer, glad she is okay!

Um...what?

February 9, 2017
8:43 am
Avatar
scoped
Registered User

Club Member
Forum Posts: 626
Member Since:
April 23, 2012
sp_UserOfflineSmall Offline

I'mGlad all is good.

(I'm assuming it is full coverage by the description)

Due realize though,  blue book could play little factor in this. They need to pay you "real replacement value"

In a 5 minute Craigslist search I did not see a single spark valued under 8k and some as high as 12k. Now I don't know the spark market or the condition/trim of yours but if comparable to the units I saw you need to print out any unit you find for sale in comparable condition normally 1 model year older to 1 newer and as much as 25,000 miles either direction on the odometer. 

If the insurance low balls it provide them your findings and explain to them you want the same car and must be provided enough to get a like replacement at current sales rates

As you probably know I am/have gone through this currently

My insurance is for stock vehicle so forget my mods 

Kbb is 14-17 on the Jeep after talking with the insurance some and having some print outs of if I went out to buy a like replacement today here is how much they are going for info you may be able to increase that (craigslist, dealers,auto trader ect). Because of what the vehicles are actually selling for I got somewhere between 155-170% of what the value Kbb said. 

Again this all depends on condition/trim of the car but my quick search showed you are going to need allot more to buy that vehicle again (even if that's not what you want)

 

I know this whole process can be a pain but check going rate for that car in this area. Maybe it's less and your getting a good deal with kbb value but maybe your getting screwed and need to throw kbb out the window (its what I did)

February 10, 2017
11:35 am
Avatar
richfroh
Acampo, CA
Registered User

Club Member
Forum Posts: 524
Member Since:
April 9, 2015
sp_UserOfflineSmall Offline

This posted in the wrong section, sorry. Can I change it?

Looking up values, her car should be worth about $8,000 replacement value. Much better than KBB. Now we have to wait and see what insurance says.

February 10, 2017
12:44 pm
Avatar
Gregulator
Member

Club Member
Forum Posts: 2987
Member Since:
September 3, 2008
sp_UserOfflineSmall Offline

Are you sure this isn't a land use issue?

Um...what?

February 10, 2017
12:48 pm
Avatar
richfroh
Acampo, CA
Registered User

Club Member
Forum Posts: 524
Member Since:
April 9, 2015
sp_UserOfflineSmall Offline

Well, she was driving on paved land when she got hit.....

February 10, 2017
1:11 pm
Avatar
kris_olof
El Dorado

Club President
Club Officer
Forum Posts: 956
Member Since:
March 13, 2015
sp_UserOfflineSmall Offline

richfroh said

Looking up values, her car should be worth about $8,000 replacement value. Much better than KBB. Now we have to wait and see what insurance says.  

Buy it back, buy a buggy chassis, put the drive train in sideways.  BOOM! Rock buggy.

February 10, 2017
7:40 pm
Avatar
Mike G
Newcastle, CA
Registered User

Club Member
Forum Posts: 921
Member Since:
July 14, 2016
sp_UserOfflineSmall Offline

kris_olof said

Buy it back, buy a buggy chassis, put the drive train in sideways.  BOOM! Rock buggy.  

Lol.... I love the idea

Hey Rich sorry to hear about what happened to your daughter I'm glad she's OK.

As a tow truck driver for the last 16 years I always say any vehicles can be replaced it's the lives that matter over all else

Forum Timezone: America/Los_Angeles
Most Users Ever Online: 81
Currently Online:
Guest(s) 1
Currently Browsing this Page:
1 Guest(s)
Top Posters:
JohnDF: 9404
Fred: 3604
Gregulator: 2987
RobD: 1721
Josh: 1484
Tom: 1465
Justin: 1416
Dan-H: 1376
Gilbert & Betty: 1287
Jeff_R: 1279
Member Stats:
Guest Posters: 12
Members: 156
Moderators: 7
Admins: 1
Forum Stats:
Groups: 5
Forums: 24
Topics: 3987
Posts: 62449
Newest Members:
teto10, smokinjoe, Area51Bronco, Mash5boom, Zac Pacheco, gklegal
Moderators: Posse4x4: 1, BKGM Jeepers: 6721, Lynda and Guy: 23, Guy and Lynda: 1202, kris_olof: 956, bear_dog: 135, Jamie (K6NUB): 477
Administrators: k-jeep: 2134
Members Birthdays
sp_BirthdayIcon
Today: None
Upcoming: None